Resources

Payday Super Resource Hub

Everything your business needs to understand and prepare for the mandatory super changes starting 1 July 2026.

Mandatory compliance deadline: 1 July 2026

From 1 July 2026, every employer in Australia must pay super on the same day as wages, with contributions reaching employees’ funds within 7 business days. It’s one of the biggest payroll changes in years. These seven guides break down exactly what’s changing and what you need to do to be ready.1

Start Here: Payday Super: 6 Things Every Small Business Needs to Know Before 1 July 2026

A complete overview of every major change Payday Super brings from the cash flow buffer you’ll lose to the tougher penalties and what directors need to know. The best place to start

Read here

Article 2: Cash Flow & Financial Impact

How Payday Super will change the way your business manages money

Quarterly super payments are going away, meaning the working capital buffer many businesses rely on disappears. Learn how to model the impact and protect your cash position before July.

Read here

Article 3: Payroll & Systems

Your payroll is about to get a lot busier, here’s how to get ready

Going from 4 super submissions a year to 26 or 52 is a massive jump. Find out what your payroll system must do automatically, and why manual processes won’t cut it under the new rules.

Read here

Article 4: Clearing House Closure

The ATO’s free super clearing house is closing — what you need to do now

The SBSCH closes permanently on 1 July 2026 and stopped accepting new registrations in October 2025. If you use it, you must transition to a commercial solution before then — here’s how

Read here

Article 5: Compliance & Penalties

The new penalty framework is stricter than you think
Penalties are now assessed per payday — not per quarter.

A late payment can trigger the SGC shortfall, interest, plus an administrative uplift of up to 60%. Understand what’s at stake.

Read here

Article 6: Calculation Changes

What “Qualifying Earnings” means for your business
SG moves from Ordinary Time Earnings to Qualifying

Earnings, and the maximum contribution base shifts from quarterly to annual. Understand whether these changes affect what you owe.

Read here

Article 7: Director & Governance Obligations

Why Payday Super raises the stakes for company directors

Missed super payments could now disqualify directors from Safe Harbour protection, and Director Penalty Notices can follow faster. If you’re a director, this article is essential reading.

Read here

Frequently Asked Questions

Learn more about Payday Super here

Title or Payday Super Readiness Checklist

Work through each item on the list. If you can tick Yes, you’re on track. If you’re unsure on any item, that’s a conversation to have with us before July.

Download here for a printable version.