Federal Budget

Resources

2026–27 Federal Budget Resources

Everything you need to understand what the Budget means for you, your family and your business.

The 2026–27 Federal Budget is one of the most significant overhauls of the Australian tax system in nearly three decades.

Changes to capital gains tax, negative gearing, trust distributions, superannuation, and business concessions mean almost every one of our clients will be affected in some way. We have prepared these seven resources to explain what is changing and what you need to do.

Start Here: Budget At-a-Glance Summary

Every key measure. One page. Plain English. A quick-reference table covering personal tax, CGT, property & negative gearing, superannuation, business, trusts, and other measures — all with effective dates.

Read here

Article 1: Budget Edition Full Overview

The complete Budget summary for clients — covering all nine key measures in plain English. Includes the $1,000 instant deduction, CGT changes, negative gearing, trust distributions, super, and business concessions, plus a “What Should You Do Now?” action guide.

Read here

Article 2: Special Briefing for Business Owners

What the Budget means for your business structure, goodwill, and future exit. Covers the goodwill problem under new CGT rules, discretionary trust minimum tax, loss carry-back, payday super, and the rollover relief window.

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Article 3: Special Briefing for Property Investors

What the CGT and negative gearing changes mean for your portfolio. Includes a worked example comparing selling before vs after 1 July 2027, plus a plain-English guide to which properties are protected and which are affected.

Read here

Article 4: Discretionary Trusts Fact Sheet

What the proposed 30% minimum trust tax means for beneficiaries and bucket companies. Includes a before/after comparison table, the breakeven point (~$131,600), the corporate beneficiary double-tax risk, excluded trust types, and the rollover relief window from 1 July 2027.

Read here

Article 5: Superannuation Fact Sheet

Three super changes taking effect 1 July 2026 — already law. Covers the tiered additional tax on balances over $3M, the transfer balance cap increase to $2.1M, and payday super requirements for employers.

Read here

Frequently Asked Questions

Plain-English answers to 23 questions we’re hearing most — covering the $1,000 deduction, CGT discount changes, negative gearing, trust tax, super, payday super, EVs, loss carry-back, R&D, and foreign buyer rules.

Learn more about the 2026-27 Federal Budget here

Your Personal Action Checklist

Work through each item on the list. If you can tick Yes, you’re on track. Organised by urgency: action before 1 July 2026, new rules in effect, decisions before 1 July 2027, and longer-term watch items.

Download here for a printable version.